Avoid These 17 Useless Plugins We Hope You’ll Buy From Car Dealerships!

Car dealerships may tempt you with their dazzling vehicles, but don’t let that appeal blind you to the countless add-ons they can throw your way. Many of these products are not only unnecessary, but can also significantly increase your total purchase price. Let’s take a closer look at the nine most common duds that dealers may try to sell, their price ranges, and the reasons you should think twice before buying.

1. **Roof Rack Accessories**: Priced between $100 and $300, these accessories are typically sold at dealers but can be found for much less from aftermarket brands like Thule and Yakima. Why pay more for something you can adapt to any future vehicle? Instead, save your money for your next trip!

2. **Key Protection**: This add-on can cost you between 5% and 8% of your total car insurance premium. While losing your keys can be a headache, opting for key protection is often unnecessary. Instead, keep this money in a savings account for emergencies; for example when you inevitably lose your keys!

3. **Windshield Protection**: This insurance can run you anywhere from $200 to $1,000. While it’s true that windshields can be subject to cracks, most minor damage can be easily repaired with modern resins available at auto shops. Paying a dealer for this protection is like buying insurance for a sunny day in the desert; it’s probably just a waste of your hard-earned money.

4. **Tire Protection**: This add-on is another money pit, charging you $60 to $90 annually for coverage for all tires. Standard tires usually come with prorated warranties that cover defects. Why pay extra for something that’s already included? Consider investing that money in a new set of tires!

5. **Dent Protection**: Costing between $600 and $1,500, this coverage is a classic dealer upsell. The seller only pays $300-$500 for it, but sells it for an inflated price and leaves you with a flimsy insurance plan. Who needs this stress? Save your money and learn how to deal with these stains yourself!

6. **Credit Insurance**: Costing approximately $370 per year, credit insurance is designed to ensure your payments continue in the event of job loss or disability. But honestly, unless you think it’s a necessity, it’s usually better to buy a similar product through your own insurance company without paying the dealer’s markup.

7. **GAP Insurance**: Priced at up to $600 per year, GAP insurance provides assistance if your vehicle is totaled by closing the gap between what you owe and your insurance payment. Although it has its advantages, buying from a dealer often incurs a higher cost. It’s wise to compare prices and options before making a commitment!

8. **Extended Warranties**: Typically costing between $1,000 and $2,800, extended warranties are designed to keep you protected beyond your vehicle’s manufacturer warranty. However, most owners find that they never actually need them and they often exceed average repair costs. Instead, consider allocating that money to a repair fund for peace of mind.

9. **Car Alarms and Tracking Devices**: These can cost $1,000 or more, but most cars are already equipped with security features. Why pay a dealer to install something that’s probably included? Instead, consider DIY options or local services at a fraction of the cost.

10. **Paint Sealants**: Paint sealers may sound nice, but they often come with a hefty price tag of over $400. The fact is that modern cars are already equipped with factory paints that can withstand weather conditions. Instead of wasting money on an unnecessary add-on, wash your car regularly and it will last longer than any sealant!

11. **Nitrogen-Filled Tires**: You might notice the hype about nitrogen-filled tires; dealers will charge you between $100 and $400. They will promote benefits like improved pressure maintenance, but research shows regular air performs just as well! You can save money and get free air at your local gas station.

12. **Window Tints/Clear Protection**: Want to add some style to your ride? Think twice before letting the dealer do your window tints or clear UV protection for around $395. They will likely outsource the job to a local service you can find on your own, possibly for a much lower price. Do your research and keep that money in your wallet!

13. **Door Edge Protector**: What’s a few hundred dollars for peace of mind? That’s what dealers will make you think of when they try to sell you a door edge guard that costs between $400 and $800. Real hitter? You can purchase a DIY kit online for less than $10! Modern paint is designed to be chip and scratch resistant; So save your money for actual vehicle maintenance.

14. **Service and Maintenance Packages**: These packages can cost you up to $800, but the bottom line is: most of the time you don’t need to buy them right away. If a seller makes you an offer, take a step back, review the details, and reconsider. There is no rush and you can always opt for maintenance when your car really needs it!

15. **Upgraded Floor Mats**: Dealers like to sell “heavy-duty” or “all-weather” floor mats that cost between $100 and $300. But did you know that regular mops often come standard? If you need something more durable, search online for custom options at a fraction of dealer price!

16. **Appearance Packages**: You can expect a potential bump when dealers offer appearance packages that can range in price from $279 to $2,000 for extras like pinstriping. However, similar services can be found much cheaper outside of the dealership. Don’t let yourself pay extra for something that isn’t really necessary!

17. **Mudguards**: If you’ve been told you need fenders to protect your paint, think again! These can range from $15 to $50, adding another $70 to $150 in labor costs. They are generally unnecessary for standard passenger vehicles, and many people feel that they actually cause more harm than good. Check your local regulations and consider purchasing them from a dealer if you really want them!

Armed with this knowledge about dealer upsells, you’re now ready to navigate the car buying landscape with confidence! Whether it’s avoiding overpriced add-ons or negotiating for a fairer deal, you can save a significant amount of money. Remember, having knowledge gives you power; Take control of the car you purchased and enjoy the journey ahead!

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